We Owe All Our Success to You

 Thanks for helping us make 2016 one of the best years ever in the Portland real estate market!

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We wanted to take a moment to reflect back on 2016 and how you helped us make it great.

We really appreciate all of our new and repeat clients that helped our business this year. I also want to thank everyone who sent us referrals—I can't even begin to tell you how important they are to us!

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Thanks for helping us make this year a great one. 

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This year was an amazing one for the Portland real estate market. We saw some of the most extensive price appreciation that our country has seen in some time. In fact, we led the nation for most of the year in percentage-based appreciation. We expect 2017 to be a very similar year, even though I think the appreciation rate will slow a little bit.

If you or anyone you know is interested in buying or selling a home in the Portland area as we head into 2017, send them our way and we'll treat them well. We appreciate you thinking of us.

Happy Holidays!

How Can a Lender Help You?

Today I’m here with Pete Wease, our preferred lender, to discuss a few things about his job as a lender. For instance, what is the best part of his job? What makes a transaction a home run?

Selling your Portland home? Check out our free home value report

Buying a Portland home? Search all homes for sale

Today I’m here with Pete Wease, our preferred lender, to discuss job satisfaction on the lending side of things. 

One of the best parts of Pete’s job is when a client gets to the closing table and signs the dotted line. “They’re smiling ear to ear,” Pete says. “That is the biggest sign of job satisfaction for me.” He knows that his clients are feeling a sense of pride and ownership when they close on their home. 

Unfortunately, there are situations where a transaction shows signs of trouble. When it looks like a deal might fall apart, Pete just takes a step back, reflects, and communicates with the client to find a solution. “Any time we close a transaction, that’s a home run,” Pete says. “The bottom line is, I am here to help you close on your loan.” 

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Communication and proper preparation will get you to the closing table.

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There are times when a transaction may not be able to close. Pete says, “If I can’t help you now, I will help you in the future.” Pete believes that preparation and communication are crucial to making it to the closing table. 

If you have any questions for Pete, you can give him a call at 503-267-6391 or email him at PeteW@FairwayMC.com. We have been working with Pete for four years now and it’s been a fantastic experience. We have nothing but good reviews for Pete here, so we highly recommend that you reach out to him if you are thinking of buying a home.  

If you have any other real estate questions, just give us a call or send us an email. We would be happy to help you!

Don't Kill Your Home Deal With This Mistake

Certain surprises can arise during the home buying process that can ruin the transaction if mishandled. If you don't handle your credit properly during this time, you might kill your own deal.

Selling your Portland home? Check out our free home value report

Buying a Portland home? Search all homes for sale

There are some surprises that can seemingly come out of nowhere in a real estate transaction that can take the wind out of your sails or even completely kill a deal. To help me break these surprises down in order to help you avoid them, I've brought in mortgage expert Peter Wease with Fairway Independent Mortgage.
 
According to Peter, the number one killer is opening up new credit. Some home buyers want to buy a new car or new things for their new home like furniture, curtains, paint, etc. Even worse–many buyers open credit without telling their lender. You should avoid opening any new credit at all when buying a house. The house should be the only thing you're focusing your finances on.

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Opening new credit is the best way to ruin your mortgage qualification.

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After you close, then you can think about those new purchases. In the early steps of the process, your lender will run a credit check, and your mortgage qualification is based on your credit at that time. If that changes midstream, your credit score or debt-to-income ratio could change, and your lender might not be able to get you approved in the end.
 
If you need help with a home loan or a refinance or you have any questions for him, give him a call at 503-267-6391.
 
If you have any questions for me or you're thinking about buying or selling a home in Portland, give me a call or send me an email. I'd love to help you in any way I can!